Quicken Loans clients Chanelle and Brad from Nevada, discuss in this video review how Quicken Loans and John Moga helped them purchase their first home. Chanelle and Brad contacted Quicken Loans banker, John Moga, and after starting their mortgage process began house hunting. John Moga was able to direct them to In House Realty consultant, Darin Henning. Darin helped them with all their realty needs, including finding them a realtor. Chanelle and Brad were impressed with how great everyone was to work with and the customer service they received. They were able to purchase a home they love with a great interest rate. Chanelle and Brad would definitely use Quicken Loans again and would recommend Quicken Loans and In House Realty to anyone looking for a mortgage or is interested in purchasing a home.

Duration : 0:4:7

Technorati Tags: closing, Darin Henning IHR Consultant, Great Rate, Helped, home, home loan, IHR, In House Realty, John Moga, John Moga Quicken Loans, loans, mortgage, Mortgage Banker, Nevada Loan, Nevada Mortgage, New, news, NV, NV Loan, NV Mortgage, Online, process, Purchase, Quicken, Quicken Loans, Quicken Loans Nevada Purchase, Quicken Loans Purchase, Quicken Loans Refinance, Quicken Loans Review, Quicken Loans Reviews, Recommends, refinance, Review, Reviews, Service, Testimonial, video, Website

“Took Out A Loan” live in Portland, for MSN Music

Duration : 0:4:46

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http://realestatemarketingthisweek.com/loan-modification/beware-of-grandiose-claims-when-dealing-with-a-loan-modification-firm/ – Beware of grandiose claims when dealing with a loan modification firm –

Part 7 – You know I am glad that were back, when we went to the break we were talking amongst ourselves about some of these concepts, I really want to bring this back down to the listeners. So they really understand what this means to them. You have three strategic partners, each of them experts in their field, sitting around these microphones in the studio talking about how these factors have an impact on the listening public, the people listening to this station right now.

Velocity Financial is an expert in all things mortgage related. It represents the largest asset many people have in terms of their home. What were talking about is, we know the economic pain that exists, you probably read that Arizona has the dubious distinction according to the Case-Schiller index of having the highest property value declines in the country. People are feeling some pressure here and for those people who want to consider what a loan modification might do for them, should call you and talk about what that represents.

Then from there, you can refer them to people like Mike Patenella to talk about the tax ramifications, Mike can speak to some of those items and I can talk about their overall financial planning. But to start with let’s talk about what the loan modification process really represents and who can benefit from.

We have talked about all the different things you can do with your home as a home owner, there is the loan modification and there’s several different types of loan modifications, there is the option of a short sale, which can have huge tax implications that people may not be aware of. There is the option of foreclosure, which is almost the last thing you want to do and there is also bankruptcy.

Loan modification is essentially for the person who is unable to make your payment, because there was a material change, and the change that I am talking about is your not making as much money. You may have lost your job. You have one of these mortgages that are toxic, where the interest rate has gone up significantly.

I would not buy the story from some guy with an ugly little yellow sign on the side of the road that says, hey I can help you and I have a 99% success rate with my loan modifications. That is essentially a guarantee and there is nobody in their right mind that would buy the guarantee. There are so many different types of mortgage servicers out there, literally thousands of mortgage companies out there and you cannot predict what any one of these mortgage companies is going to do.

Certainly not guarantee anyone any result. Were definitely going to try our best, thats why we use a national network of attorneys, 45 out of the 50 states have some kind of recourse involved with short sales and foreclosures, loan modifications. This is not something you can just figure out on your own and certainly dont buy into some story that there is somebody who can reduce your mortgage by 50%. Thats not going to happen, or that they have a 99% success rate, things are just not realistic.

You should know better and I know I am putting it bluntly, lets be honest. You should know better. It sounds too good to be true folks, it is. These no cost loans, these goofballs are selling on the radio, saying they don’t cost anything, let me say this, someones got to pay for it. Try walking to one of these big banks right now thats trying so hard right now to make up for some of their losses, so if anyone is offering you something that sounds too good to be true. It probably is, call an expert, call someone who knows what they’re doing, and our team has 16 years of loan modification experience. Our national network of attorneys are dedicated to getting loan modifications and work with almost every major lender, use a pro.

Now Mike, I wanted to throw it over to you to reiterate a few of these things to talk about the different options that people are looking at. The reality of it is that a loan modification, if it works is the absolute best.

That would appear to be the case. You dont want to file bankruptcy, which would be your last choice. Trying to say youre insolvent might be difficult when you factor in all of your assets, so the foreclosures and the short sales, I think those just destroy your credit. Am I right on that?… http://realestatemarketingthisweek.com

Duration : 0:6:21

Technorati Tags: attorney, avoid, bailout, bank, bankruptcy, Estate, expert, Federal, Financing, foreclosure, fraud, hardship, home, home loan modification, home mortgage modification, Insolvency, Law, laws, Lender, letter, loan, loan modification, loss, mitigation, modification, mortgage, mortgage modification, Mortgage-Loan-Modification, negotiate, negotiation, package, prevention, process, Program, real, requirements, sale, Scam, Servicing, short, tax

Quicken Loans client Gary from Arizona, discusses in this video review how Quicken Loans helped him refinance his home saving him $140 per month in doing so. At first Gary was put in contact with Quicken Loans and several other companies. Almost immediately Gary realized that Quicken Loans was the best company for his refinance. Gary’s mortgage banker, was professional and helpful along the mortgage process. The whole process was painless and easy. Gary recommends Quicken Loans to anyone looking for a mortgage or refinance.

Duration : 0:3:20

Technorati Tags: Arizona Loan, Arizona Mortgage, az, AZ Loan, AZ Mortgage, closing, Customer, Great Rate, Helped, home, home loan, loan, loans, mortgage, Mortgage Banker, New, news, Online, process, Quicken, Quicken Loans, Quicken Loans Refi, Quicken Loans Refinance, Quicken Loans Review, Quicken Loans Reviews, Recommends, Refi, refinance, Review, Reviews, Service, Testimonial, Tyson Royston, Tyson Royston Quicken Loans, video, Website

Opening z Anime: ZOOMBIE-LOAN

(It’s an opening from ZOMBIE-LOAN)

Duration : 0:1:30

Technorati Tags: amv, Anime, HQ, intro, loan, music, no, nodo, ookami, opening, zombie, zoombie-loan

Garage419′s first round table debate. Wes Siler, Mike Spinelli and Leo Parente join Matt Farah to discuss the state of General Motors and Chrysler after their recent viability plans were submitted to congress. – Garage419

Duration : 0:16:19

Technorati Tags: bail, bankruptcy, chrysler, congress, General, GM, motors, out

Quicken Loans clients Holly and Josh from Washington, discuss in this video review how Quicken Loans and Lou Aquilina helped them refinance their home. Lou, their mortgage banker, was able to get them a lower interest rate, which ended up saving them over $600 a month on their payments and made it possible for Holly, Josh, and their kids to stay in their dream home.

Duration : 0:3:11

Technorati Tags: closing, Customer, Great Rate, Helped, home, home loan, loan, loans, mortgage, Mortgage Banker, New, news, Online, process, Quicken, Quicken Loans, Quicken Loans Refi, Quicken Loans Refinance, Quicken Loans Review, Quicken Loans Reviews, Recommends, Refi, refinance, Review, Reviews, Service, Testimonial, video, WA, WA Loan, WA Mortgage, Washington Loan, Washington Mortgage, Website

Part 2 of 3

Duration : 0:9:38

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http://www.TeachMsOffice.com

How to find the interest and principal payments on a fixed rate loan in excel. This tutorial will walk you through using the PPMT() and IPMT() functions in excel in order to find out how much of a monthly payment on a loan actually goes to pay off the loan amount and how much is just an interest payment.

To follow along with this spreadsheet as well as to get more free excel stuff such as macros, tutorials, articles, etc. go to:

http://www.TeachMsOffice.com

Duration : 0:5:11

Technorati Tags: calculate, excel, formulas, functions, how, interest, ipmt, loan, mortgage, Payment, ppmt, principal, to, tutorial

Song from the album : “Home” – 2003.
LYRICS:
Just a man, good and sometimes bad
But striving to do the best that I can
Help a hand when the one close by you falls Understanding can do the rest and that ain’t all

Hope I can please you but the truth isn’t easy to say
The more that you’re spending the more it’ll get in your way
I say it to please you to forget what you have done, so pray
I got the blues from the debt of the people today

You can have it all but you’ve got to pay
You can have it all don’t pay me today

Wotcha man as the bills around you grow
Providing you take a loan to pay for them all
Help a hand when the one close by you falls
Depending if the fool keeps spending it all

You can have it all but you’ve got to pay
(You can have it)
Credit cards, mortgage, home loans for your holiday…

Duration : 0:5:1

Technorati Tags: fake, hucknall, mick, sunrise